Best Legal Moneylender in Singapore

✔️ The Smart Way to Borrow

Lending with Integrity, Borrowing with Confidence

Apply with

Licensed Moneylender

3 Simple Steps to Apply!

Experience a smooth and efficient loan application process. Our streamlined system minimizes paperwork and speeds up the approval process, saving you valuable time and effort.

STEP 1

Apply Online &
Submit Now !

Just complete and submit the 2-minute loan application form, or use Singpass My Info to apply.

STEP 2

Approve Today !

Review your loan status during business hours to find out the maximum amount and term available.

STEP 3

Get Your Cash !

Complete your loan in person and receive your funds instantly, all in one visit.

Best Loan Options,
Cater to Your Personalised Needs

Licensed
Moneylender

A personal loan gives you the flexibility for planned purchases or extra funds.

Personal
Loan

Manage expenses easily with a personal loan for planned purchases or extra cash.

Payday
Loan

Need cash before payday? A payday loan helps you handle urgent expenses fast.

Foreigner
Loan

Expat in Singapore? Get emergency cash quickly with our simple loan application.

Business
Loan

Our business loans support your growth, cash flow, and investments in Singapore.

Grab/Gojek
Loan

Grab/Gojek loans give you the flexibility to upgrade, maintain, or manage cash flow.

Debt
Consolidation
Loan

A personal or debt consolidation loan gives you the flexibility to manage expenses or consolidate debt into one easy payment.

Renovation
Loan

Renovate your home without draining savings or relying on high-interest credit cards.

Wedding
Loan

Borrow confidently, with our integrity-focused loans for your special day.

Why Choose Us ⭐⭐⭐⭐⭐

At Magnus Credit, we understand that every financial journey is unique. We stand out by offering swift, straightforward lending solutions backed by competitive rates that give you the edge you need. Our versatile range of financial products ensures that whatever your borrowing needs, we are the licensed money lender with the right solution for you.

Why Are We Different From Other Licensed Moneylender

Our commitment goes beyond just lending money. With expert guidance from our seasoned financial advisors, we take a tailored approach to understand your specific situation and goals. Combined with our cutting-edge security measures, you can trust that your financial future is in safe hands.

Swift Solutions

Need funds urgently? Our same-day approval process ensures you receive the financial support you need, exactly when you need it, so you can manage unexpected expenses without delay. Whether it's for a personal emergency or a time-sensitive situation, we make getting the funds you need quick and hassle-free.

Competitive Edge

We continuously strive to offer some of the most competitive rates in the market, ensuring that borrowing remains accessible and affordable for everyone. By keeping our rates low, we help you manage your finances more effectively, making it easier for you to achieve your goals without breaking the bank.

Versatility

Life is diverse, and so are your financial needs. That's why we offer a comprehensive range of loan products:

Expert Guidance

Our team of seasoned professionals is here to guide you through every step of your borrowing journey, ensuring you make informed decisions.

Tailored Approach

We don't believe in one-size-fits-all solutions. Each loan package is carefully crafted to align with your specific circumstances and goals.

Cutting-Edge Security

Your trust is our most valuable asset. We employ state-of-the-art security measures to keep your personal and financial information safe and confidential.

About Magnus Credit 🏆

is a professional and licensed moneylending company in Singapore, we are approved by the Registry of Moneylenders (IPTO) to offer reliable loan and money lending services.

We specialize in providing fast cash loans to Singapore residents, PRs, and foreigners with valid employment passes.

Apply securely today via
Myinfo now!
Efficient, Easy & Confidential

Enjoy a fast, simple loan process with complete confidentiality, ensuring your information is secure every step of the way.

Flexible and Hassle Free

Our loans offer flexible terms and an easy application process, making it simple to get the financial support you need.

Transparent with no Hidden Fees!

We provide clear terms with no hidden fees, ensuring you always know what to expect with no surprises.

Customer Reviews

Frequently Asked Questions

As a licensed moneylender regulated by the Registry of Moneylenders, Magnus Credit Pte Ltd offers quick cash loans to assist with your urgent financial needs. If you have any questions, don’t hesitate to contact us today.

Where can I apply my loan at?

You can apply for your loan through Singpass Myinfo on our website's application form, or visit our office in person.

May I know why my loan was not approved?

At Magnus Credit Pte Ltd, we reserve the right to withhold any information regarding loan approvals.

Will Magnus Credit Pte Ltd grant me a loan if I have poor or bad credit status?

This is determined on a case-by-case basis. However, we will make every effort to tailor your loan package to suit your repayment capacity.

May I take another loan if I already have an existing one in Magnus Credit Pte Ltd?

Yes, we can approve another loan, provided you meet the eligibility criteria set by The Moneylenders Act and its regulations.

Upon payment of my loan, am I able to request for another one?

Yes, we can offer you another loan, as long as you meet the eligibility requirements outlined in The Moneylenders Act and its regulations.

How do I make my repayment?

Payments are typically made via GIRO by default. Alternatively, you can pay through bank transfer to our designated accounts or in cash at our office.

Are there any fees if I would like to make an early redemption?

No, there are no additional fees. In fact, you can receive an interest rebate if you pay in full early. The sooner you make the payment, the more interest you’ll save.

Upon the approval of my loan application, can I still reject it?

Yes, you should never feel pressured to take out a loan if it doesn’t meet your needs or if it involves terms or personal reasons that aren’t right for you.

What are the compulsory requirements needed for any loans?
  • You must be at least 21 years old to apply.
  • Applicants must be Singapore Citizens or Permanent Residents.
  • You must not be an undischarged bankrupt or involved in any ongoing bankruptcy proceedings.
  • You must be permanently employed and contributing to CPF monthly.
  • Foreigners and expats must hold a valid work permit or passport.
  • Self-employed applicants need to provide their income tax assessment, ACRA registration, or vocational license.
What is the maximum amount of loan that I can take out

Secured Loans:

  • No restrictions on loan amounts.

Unsecured Loans:

  • For Singapore Citizens & PRs:

    • Annual income below $20,000: Up to $3,000
    • Annual income of $20,000 or more: Up to 6x your monthly income
  • For Foreigners:

    • Annual income below $10,000: Up to $500
    • Annual income between $10,000 and $20,000: Up to $3,000
    • Annual income of $20,000 or more: Up to 6x your monthly income
What should I do after my loan has become successful?
  • Double-check the loan amount to ensure it is accurate.
  • Make timely repayments to avoid penalties, interest, or late fees.
  • Always request a dated and signed receipt for every repayment, especially for cash payments.
  • Verify that your name, loan amount, date, and all details are correct.
  • Ensure you receive a statement of account for all loans at least every six months.
  • Keep and file physical copies of all proof of payments as documentation.

Magnus Credit Pte Ltd reserves the right to amend any Terms and Conditions without prior notice.

Exclusive News & Articles

Competitive Interest Rate Personal Loan in
Singapore with Flexible Repayment Plan!